Disclaimer and terms of use

1. 1.1Safety Behind the Wheel Foundation (“Foundation,” “we,” “us,” or “our”) is a nonprofit organization incorporated in Delaware. We operate DriveWithCare.org and SaferRoadsNow.org, including our Safer Roads Now initiative.
2. 1.2This disclaimer and terms of use document (“Terms”) governs access to and use of those websites and the educational materials we publish through them (“Website” and “Content”). Content includes articles, graphics, videos, guides, checklists, quizzes, questionnaires, profiles, scores, sample forms, templates, downloads, and related educational communications. Educational limitations also apply to copies that are printed, downloaded, or shared.
3. 1.3By using the Website after receiving reasonable notice of these Terms, or expressly accepting them when requested, you agree to them to the extent an enforceable agreement is formed under applicable law. If you do not agree, discontinue use. Nothing here creates an agreement where the legal requirements for notice, assent, or capacity have not been satisfied.

2. General informational and educational purposes

1. 2.1Content is provided for general information, education, and public awareness. It is not tailored to a particular person, family, incident, medical history, vehicle, insurance policy, or jurisdiction.
2. 2.2General suggestions, examples, and descriptions are intended to help readers understand topics and identify questions for qualified professionals. They are not instructions that account for every individual circumstance. You are responsible for obtaining appropriate guidance before making decisions involving health, safety, legal rights, licensing, insurance, or finances.

3. No professional advice or services

1. 3.1The Website and Content do not provide individualized legal, medical, psychological, psychiatric, counseling, therapeutic, rehabilitation, tax, accounting, financial, insurance, engineering, mechanical, accident reconstruction, or other professional advice or services.
2. 3.2They do not provide certified driving instruction, vehicle inspection, driver fitness evaluation, safety certification, medical clearance, or an authoritative licensing determination. General suggestions should not be treated as professional recommendations for your circumstances.
3. 3.3Consult an appropriately qualified professional, such as a licensed attorney, physician, mental health professional, accountant, tax advisor, insurance professional, driving instructor, occupational therapist, driver rehabilitation specialist, qualified mechanic, or relevant government authority. Do not disregard professional guidance or delay obtaining it because of Content.

4. No professional relationship or formal expert opinion

1. 4.1Reading Content, completing a quiz, using a template, making a donation, submitting a comment, or contacting the Foundation about a resource does not, by itself, establish an attorney and client relationship, clinician and patient relationship, therapist and client relationship, fiduciary relationship, or other professional relationship.
2. 4.2Such activities do not create legally privileged communications. The Website is not a channel for receiving confidential professional consultations.
3. 4.3An author’s credentials, a professional review, a research citation, or technical language does not convert Content into individualized advice. Content is not offered as a formal expert evaluation, expert report, or expert testimony for a clinical, legal, insurance, licensing, or other proceeding.

5. Medical information concussion and brain injury

1. 5.1Information about health, aging, disability, medications, vision, cognition, memory, concussion, traumatic brain injury, symptoms, or recovery is educational. It is not a diagnosis, prognosis, treatment plan, clinical screening, rehabilitation plan, or substitute for examination by a qualified healthcare professional.
2. 5.2Symptom lists, warning signs, and medical checklists are not exhaustive. They cannot rule out an injury, determine its severity, establish that symptoms are harmless, or confirm that it is safe to wait for care. The absence of a listed symptom is not medical clearance.
3. 5.3Do not change medications or treatment, postpone evaluation, or decide to resume driving, work, sports, or another activity solely because of Content. Questions about health or medical fitness to drive should be directed to a qualified healthcare professional or driver rehabilitation specialist.

6. Mental health grief and community support

1. 6.1Content concerning grief, fear, stress, emotional distress, behavioral changes, or psychological recovery is educational. Personal stories and community support are not psychotherapy, psychiatric care, crisis counseling, clinical monitoring, or a professional assessment.
2. 6.2Discussion of a condition or symptom does not establish that you or another person has that condition. Consult a qualified mental health professional about your circumstances. Foundation educational communications and community resources are not a substitute for professional care.

7. Emergencies and crisis assistance

1. 7.1The Website, quizzes, forms, email, and general Foundation communications are not emergency response, medical triage, or crisis services. Do not rely on them to determine whether urgent care is needed or to obtain an immediate response. Messages may not be reviewed promptly.
2. 7.2In the United States, call 911 for a life threatening emergency or immediate danger. For suicide or mental health crisis support, call or text 988. Outside the United States, contact the appropriate local emergency or crisis service.
3. 7.3Follow instructions from emergency personnel and treating professionals. Do not wait for the Foundation to respond before seeking urgent assistance.

8. Driving safety vehicle information and fitness to drive

1. 8.1No Content establishes that a person is safe, competent, licensed, medically fit, legally permitted, or otherwise authorized to operate a vehicle. Questions about licensing should be directed to the relevant motor vehicle authority.
2. 8.2General safety examples cannot account for all traffic, road, weather, vehicle, equipment, passenger, or emergency conditions. Follow applicable laws, lawful official directions, and applicable vehicle and equipment instructions. Obtain professional inspection or instruction where appropriate.
3. 8.3Do not attempt an action that places you or another person in danger. Safety features and educational resources do not replace a driver’s responsibility to operate a vehicle safely.
4. 8.4Do not read, complete, view, or interact with the Website or Content while driving.

9. Quizzes profiles scores and self assessment tools

1. 9.1Our educational quizzes, questionnaires, driving profiles, scores, and checklists are offered for learning and personal reflection. They are not offered as clinically validated diagnostic instruments, professional psychological testing, licensing examinations, or validated predictions of an individual’s crash risk.
2. 9.2A favorable score, completed checklist, category, or suggested profile does not establish that a person is unimpaired, safe to drive, free from injury, or qualified for a license. An unfavorable result does not diagnose a medical or psychological condition.
3. 9.3Results may depend on self reported answers, incomplete information, or simplified categories. They do not replace professional evaluation, official requirements, or individualized judgment.

10. Legal regulatory and insurance information

1. 10.1Descriptions of traffic laws, crash reporting, fault, liability, legal rights, compensation, insurance, licensing, and nonprofit requirements are general summaries. Laws, procedures, coverage terms, and deadlines vary by jurisdiction and may change.
2. 10.2Content does not determine fault, establish that a law applies to you, confirm insurance coverage, calculate a filing deadline, or predict the outcome of a claim. Consult a licensed attorney, your insurer, or the appropriate government authority.
3. 10.3Reading Content or contacting the Foundation does not report an accident to authorities, notify an insurer, file a claim, preserve evidence, satisfy a legal requirement, or extend a legal or insurance deadline.
4. 10.4No suggestion about documenting an incident or communicating after a crash authorizes dishonesty, withholding information that must be disclosed, or disregarding a lawful reporting obligation.

11. Sample forms scripts and family agreements

1. 11.1Templates, sample agreements, checklists, and communication scripts illustrate possible approaches. They are not official government forms, documents prepared by your attorney, or a guarantee of legal validity or enforceability.
2. 11.2A sample family driving agreement is an educational aid. It does not alter licensing laws, override professional guidance, or establish legal responsibility by itself.
3. 11.3Have a qualified professional review any document intended to affect legal rights or obligations. Adapt permitted templates to your circumstances without treating them as a complete solution.

12. Taxes donations sponsorships and payments

1. 12.1Information about charitable contributions, sponsorships, nonprofit status, receipts, or tax treatment is general information. It does not constitute tax, accounting, financial, or legal advice.
2. 12.2No statement or receipt guarantees that a particular donation, sponsorship, purchase, or payment is deductible. Consult your own tax advisor about eligibility, required documentation, and any goods or services received.
3. 12.3Donations and other transactions are subject to applicable law and any specific policies or terms presented for that transaction. These Website Terms do not replace an expressly agreed donation restriction or separate sponsorship agreement.

13. Research statistics stories and testimonials

1. 13.1Research summaries and statistics may simplify findings or omit limitations needed to apply them to an individual situation. Scientific understanding may change. A cited study does not necessarily support every possible interpretation or application.
2. 13.2Personal stories, testimonials, and examples describe particular experiences. They do not establish causation, typical results, or the likely outcome for someone else.
3. 13.3Guest contributors may express their own views. Their participation does not, by itself, indicate Foundation adoption of every opinion or create a professional service for readers.

14. No guarantee of safety or outcomes

1. 14.1We do not guarantee crash prevention, freedom from injury, improved driving ability, medical or emotional recovery, treatment response, legal compliance, insurance coverage, compensation, assistance eligibility, licensing approval, tax deductibility, or another specific result.
2. 14.2A resource, completed course, pledge, quiz result, or checklist is not a certification of safety or competence. Education can support informed decisions, but individual circumstances and outcomes differ.

15. External links referrals endorsements and partnerships

1. 15.1Links and references to outside websites, organizations, professionals, products, services, research, or resources are provided for educational context or convenience. Their presence alone does not establish endorsement, sponsorship, affiliation, a professional referral, or verification of qualifications.
2. 15.2An expressly identified endorsement or partnership is limited to its stated scope. It does not create a broader guarantee or agency relationship.
3. 15.3We do not control independent providers or their content, services, availability, fees, privacy practices, or terms. Verify credentials, costs, eligibility, suitability, and current information directly.
4. 15.4Subject to applicable law and the exclusions in section 19, the Foundation does not assume responsibility for the acts or omissions of independent providers merely because they are listed or linked.

16. Errors omissions updates and availability

1. 16.1Content may contain mistakes, omissions, outdated information, or technical inaccuracies. Although we seek to provide useful materials, we do not promise that every item is complete, current, or appropriate for every situation.
2. 16.2We may correct, revise, replace, or remove Content and change Website features. Except where required by law or an express agreement, we do not undertake to update every publication or notify every reader of every change.
3. 16.3Access may be interrupted. Retained or redistributed copies may differ from the current version. Check available publication dates and consult qualified professionals where current information is important.

17. Disclaimer of warranties

1. 17.1To the fullest extent permitted by applicable law, the Website and Content are provided “as is” and “as available.” We disclaim express and implied warranties, including warranties of accuracy, completeness, reliability, suitability, timeliness, merchantability, fitness for a particular purpose, and noninfringement.
2. 17.2We do not guarantee uninterrupted access, correction of every error, or that the Website or downloads will be free from harmful code or technical problems.
3. 17.3These disclaimers do not eliminate duties imposed by applicable law, override an express written commitment, or limit the protections in section 19.

18. Limitation of liability

1. 18.1In this section and section 26, “Foundation parties” means the Foundation and its directors, officers, employees, volunteers, agents, contributors, affiliates, partners, licensors, service providers, and representatives, to the extent they are involved in operating the Website or providing Content.
2. 18.2To the fullest extent permitted by applicable law, and only where legally enforceable, the Foundation parties shall not be liable for losses arising from access to, use of, inability to use, or reliance on the Website or Content. This limitation expressly includes claims arising from the ordinary negligence of the Foundation parties, including negligent errors or omissions in educational Content.
3. 18.3Subject to section 19, this limitation covers direct, indirect, incidental, consequential, special, punitive, and exemplary damages. Covered losses may include bodily injury, death, emotional harm, medical expenses, property damage, financial loss, lost profits, and loss of data, whether asserted under contract, tort, or another legal theory.
4. 18.4This provision applies to Website and Content use. It does not automatically release claims arising from separate activities, programs, or obligations governed by another agreement.

19. Liability and rights that are not excluded

1. 19.1Nothing in these Terms excludes liability for fraud, willful misconduct, gross negligence, or recklessness. Nothing excludes or restricts liability, statutory rights, or remedies that applicable law does not allow to be excluded or restricted, including liability for personal injury or death where such a restriction is prohibited.
2. 19.2This section controls every disclaimer, liability limitation, indemnification provision, and other purported restriction in these Terms. Each protection operates only to the extent legally enforceable.

20. Comments submissions and other user content

1. 20.1You are responsible for material you submit, including comments, stories, images, testimonials, and other contributions. Submit only material you have the right to share. Obtain any required permissions from people identified or depicted, including appropriate permission concerning minors.
2. 20.2Do not submit false allegations, unlawful material, or content that infringes privacy, confidentiality, intellectual property, or other rights. Do not post confidential or sensitive medical, insurance, legal, or personal information in public comments.
3. 20.3You retain ownership of your original material. If you intentionally submit material for public posting, you grant the Foundation a nonexclusive, worldwide, royalty free license to host, reproduce, format, and display it as reasonably necessary for that publication and operation of the Website. Private messages are not licensed for public publication merely because they were sent to us. Separate consent or other lawful authorization is required for uses outside this publication purpose.
4. 20.4We may review, edit for publication, reject, or remove submissions, subject to applicable law and any agreed consent limits. We do not promise to publish submissions or monitor every contribution.
5. 20.5User content may be inaccurate and may reflect the submitter’s views. Its presence is not professional guidance or Foundation endorsement. Nothing in this section excludes liability that section 19 preserves.

21. Intellectual property

1. 21.1Unless otherwise indicated, Website text, graphics, logos, designs, publications, and other materials are owned by or licensed to the Foundation and are protected by applicable intellectual property law.
2. 21.2Third party trademarks and materials remain subject to their owners’ rights. No license to use a logo, name, or trademark is granted merely by accessing the Website. All rights are reserved except for permissions expressly granted here or in the applicable material, and uses allowed by law.

22. Permitted use and reproduction

1. 22.1You may view, download, and print Content for personal, noncommercial educational use. Preserve copyright notices, source attribution, and applicable educational disclaimers. You may complete designated fields in a worksheet or template for that permitted use.
2. 22.2Except where permitted by law, specifically authorized on a resource, or approved by us in writing, you may not republish, redistribute, sell, rent, sublicense, commercially exploit, modify, or create derivative works from Content.
3. 22.3Resources expressly labeled for sharing may be distributed within the stated permission. Do not remove their disclaimers or present them as your professional advice, an official government publication, or Foundation certification of a person or organization.

23. Privacy and electronic communications

1. 23.1Our Privacy Policy and Donor Privacy Policy explain applicable information practices. Review them before submitting personal information. These Terms do not replace those policies or create additional consent to use information beyond what applicable law and the relevant notices allow.
2. 23.2Electronic communications can involve transmission and security risks. We do not promise absolute confidentiality or security. This statement does not remove our legal obligations to protect information.
3. 23.3Use contact forms and email for their stated purposes. Do not send sensitive medical records, confidential legal documents, financial credentials, or another person’s private information unless we have expressly requested them through an appropriate process.
4. 23.4Contacting us does not create a privileged professional consultation or guarantee a response within a particular time. Public comments are not private communications.

24. Minors and parental supervision

1. 24.1Adults may use the Website. Readers under 18 may use age appropriate educational Content with the involvement, supervision, and consent of a parent or legal guardian. Features or activities with a stated age restriction remain subject to that restriction.
2. 24.2A parent or guardian supervising a minor is responsible for that adult’s own submissions, permissions, and decisions. These Terms do not claim that parental supervision automatically binds a minor to every contractual provision or waives the minor’s legal rights.
3. 24.3A parent or guardian should submit resource requests for a child under 13 using the adult’s own contact details. Children under 13 should not independently submit identifying information through forms or public comments. A specifically authorized youth activity may have a separate lawful consent process.
4. 24.4This provision does not replace applicable children’s privacy protections or required consent procedures.

25. User obligations and prohibited conduct

1. 25.1Use the Website lawfully and respect others’ rights. Do not submit material that is abusive, threatening, harassing, defamatory, fraudulent, unlawfully discriminatory, unlawfully obscene, or invasive of privacy.
2. 25.2Do not introduce malware, attempt unauthorized access, impersonate another person, evade access controls, or disrupt the Website. Unauthorized scraping or automated activity that compromises security, interferes with operation, or violates applicable law or enforceable restrictions is prohibited.
3. 25.3Do not misrepresent an affiliation with the Foundation, fabricate a Foundation credential or endorsement, or use Content to conduct unauthorized professional services in the Foundation’s name.

26. Indemnification for wrongful conduct

1. 26.1To the extent permitted by applicable law and where these Terms form an enforceable agreement, you agree to indemnify and hold harmless the Foundation parties against third party claims, resulting losses, and reasonable legal expenses to the extent caused by your unlawful conduct, material violation of these Terms, infringement of another person’s rights, or unlawful material you submit.
2. 26.2This obligation does not arise merely from ordinary, lawful reading or use of educational Content. It does not require you to indemnify a Foundation party for that party’s own negligence or other misconduct, or for liability preserved by section 19.
3. 26.3A Foundation party seeking indemnification must provide reasonable notice of the claim and reasonable cooperation. To the extent a defense obligation is lawful and applicable, arrangements must protect each party’s legitimate interests. No settlement may impose an admission, payment, or ongoing obligation on you without your consent, which must not be unreasonably withheld for a reasonable settlement within this provision’s scope.

27. Separate programs events and relationships

1. 27.1Program participation, volunteering, sponsorships, partnerships, research participation, and other activities may require separate notices, consents, or agreements. These Website Terms do not substitute for them.
2. 27.2A specific agreement controls its stated subject matter where applicable. Neither these Terms nor a short article disclaimer automatically waives claims arising from an activity or service that requires a separate agreement.

28. Suspension and restriction of access

1. 28.1Subject to applicable law, we may restrict, suspend, or terminate Website access when necessary to address misuse, a material breach of these Terms, security concerns, or risks to the Foundation or others.
2. 28.2We may act promptly when circumstances require it. Where legally required, we will provide appropriate notice. Restricting Website access does not erase accrued rights, mandatory remedies, or obligations under a separate agreement.

29. Changes to these Terms

1. 29.1We may revise these Terms and will display a revised date. Revisions take effect on publication or a stated later date, subject to required notice and acceptance.
2. 29.2Where required by applicable law, we will provide reasonable notice of material changes and obtain any necessary agreement. Continued use after appropriate notice may constitute acceptance only to the extent recognized by applicable law.
3. 29.3Changes apply prospectively. They do not retroactively extinguish accrued claims or rights without a valid agreement and a lawful basis.

30. Governing law and jurisdiction

1. 30.1To the extent legally permitted, these Terms and disputes concerning them are governed by Delaware law, without applying conflict of law rules that would select another jurisdiction’s law. This choice does not override mandatory protections that applicable law requires for you.
2. 30.2Subject to applicable law and an enforceable agreement, disputes concerning the Website or these Terms shall be brought in a state or federal court in Delaware that has jurisdiction. Each party consents to that forum to the extent such consent is legally effective.
3. 30.3This provision does not displace a right to another forum that cannot lawfully be waived or prevent lawful complaints to government agencies.

31. Severability

1. 31.1If a provision is unlawful or unenforceable, a court may limit it only to the extent legally authorized or sever it. The remaining provisions continue to apply to the extent permitted by law.
2. 31.2Severability does not create consent, validate an agreement that was never formed, or revive a restriction prohibited by applicable law.

32. No waiver

1. 32.1A failure or delay in enforcing a provision does not, by itself, waive that provision or another right. An express waiver by the Foundation must be in writing and authorized by an appropriate representative, subject to applicable law.

33. Assignment

1. 33.1You may not transfer contractual rights or obligations under these Terms without our written consent, except where applicable law permits otherwise.
2. 33.2Subject to applicable law and any required notice or consent, the Foundation may transfer these Terms in connection with a legitimate merger, reorganization, transfer of relevant assets, or similar organizational change. A transfer does not remove mandatory rights or permit personal information to be handled contrary to applicable law or privacy obligations.

34. Events beyond reasonable control

1. 34.1Subject to applicable law and section 19, we are not responsible for delay or interruption caused by circumstances beyond our reasonable control. Examples include natural disasters, power or telecommunications failures, war, governmental action, public health emergencies, and failures of independent service providers.
2. 34.2A disruption or cyberattack does not, by itself, excuse duties concerning reasonable security, required notices, or other obligations that applicable law preserves.

35. Reservation of rights and third party beneficiaries

1. 35.1The Foundation reserves lawful rights and remedies not expressly waived. Nothing here creates immunity or a defense unavailable under applicable law.
2. 35.2Foundation parties are intended beneficiaries of protections expressly extended to them, to the extent legally enforceable. Except for those protections or an express separate agreement, these Terms do not create contractual rights for another person or entity.

36. Entire agreement and relationship to other policies

1. 36.1To the extent an enforceable agreement is formed, these Terms and any expressly incorporated, applicable additional terms constitute the agreement regarding Website use. Our Privacy Policy and Donor Privacy Policy continue to govern the information practices they describe.
2. 36.2These Terms supersede prior Website use terms only to the extent lawful. They do not supersede a separate signed agreement concerning a donation, program, sponsorship, partnership, or other distinct relationship.
3. 36.3Short notices on articles or downloads summarize educational limitations. They do not enlarge a liability waiver beyond these Terms or override section 19. Specific feature terms control that feature only within their stated scope and where validly agreed.

37. Contact information

1. 37.1Safety Behind the Wheel Foundation is a nonprofit organization incorporated in Delaware.
2. 37.2For Website questions or to report a possible error, email [email protected]. This address is not an emergency service or a professional consultation channel.